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  #1 Post Number 286400
Default The end to credit card processing is near? Old 11-15-2004, 03:35 PM
Brad_JBM
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So says this ad I saw for ebillme. Would be better to show a bunch of webmasters jumping off a cliff to make the point.
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  #2 Post Number 286403
Default Old 11-15-2004, 03:38 PM
WiredGuy
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Maybe the ad was intended to speak about themselves.
WG


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  #3 Post Number 286405
Default Old 11-15-2004, 03:39 PM
Peaches
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Rumor has it checks are pretty strong still..........

http://www.wtsbank.com


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  #4 Post Number 286412
Default Old 11-15-2004, 03:47 PM
Butrflied
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I dont think the end is near, but it wont hurt you to think about accepting alternative payment options .. especially when they cater to a different demographic then credit cards


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  #5 Post Number 286469
Default Old 11-15-2004, 04:36 PM
darksoft
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Not sure if credit cards will go away. They're too popular. I can see Visa getting smacked at some point for all their heavy-handed shit tho.

When walnuts are an acceptable currency I will be the richest man in the world!
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  #6 Post Number 286492
Default Old 11-15-2004, 04:58 PM
Top_Of_Google_Man
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What % of Visa/mc business is adult?

Could they afford to lose it to keep the churchgoers happy?


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  #7 Post Number 286493
Default Old 11-15-2004, 05:00 PM
davethetruth
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Quote:
Originally Posted by BradShaw
So says this ad I saw for ebillme. Would be better to show a bunch of webmasters jumping off a cliff to make the point.
I'm sure that company would love for that to happen, but there's no way it ever will. There's to much money in it.


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  #8 Post Number 286496
Default Old 11-15-2004, 05:06 PM
Peaches
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Quote:
Originally Posted by Top_Of_Google_Man
What % of Visa/mc business is adult?

Could they afford to lose it to keep the churchgoers happy?
Oh yes, we account for a VERY small portion of their charges and a very high portion of their complaints/chargebacks/customer service/etc. They would love to legally make us be completely unable to use them.


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  #9 Post Number 286498
Default Old 11-15-2004, 05:07 PM
IwantU_Rosalia_Lara
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I don't think credit cards will go away, at least not in the next 10 years but i feel that regulations are going to become tougher and tougher on our industry. It is always a good option to look for new alternatives but then again what guarantees that they will last ?


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  #10 Post Number 286519
Default Old 11-15-2004, 05:26 PM
EvilDan
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BradMan

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There is Visa InterNational

There is Visa (USA)

and then there is Visa (Europe)

and of course Visa (Asia-Pacific)

and so on and so forth

Thank the devil that several countries that i deal with have banking institutions that dont give a rats arse what the Banks in the US of A think

Muahaha
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  #11 Post Number 286673
Default Old 11-15-2004, 07:56 PM
Wig
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Quote:
Originally Posted by Lara M
I don't think credit cards will go away, at least not in the next 10 years but i feel that regulations are going to become tougher and tougher on our industry. It is always a good option to look for new alternatives but then again what guarantees that they will last ?
I don't think it is a matter of credit cards going away either, although there is risk in everything in this biz. It is more a matter of throughput as more good transaction get declined in an attempt to comply with tighter regulations.

Regardless, checks are under a lot LESS pressure, are a very viable payment option for US consumers and are by far the second largest payment option available to most merchants.

I invite pay sites to try WTS / ACHdebit where we will only charge on checks that clear!
Last edited by Wig : 11-15-2004 at 08:10 PM.
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  #12 Post Number 286824
Default Old 11-15-2004, 10:37 PM
huey
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I asked a CCbill rep at the Montreal show last year what % of Visa transactions are adult related. He said less than 1 % and that were lucky they deal with us at all for the headache we cause with chargebacks and fraud. Hopefully we can get our jobs back at Wendys if they cut us off.


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  #13 Post Number 286825
Default Old 11-15-2004, 10:39 PM
Top_Of_Google_Man
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So on a volume of 1% of transactions they allow 1% chargebacks........how generous of them.


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